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to cancel a mortgage

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  • Mortgage calculator — Mortgage calculators are used to help a current or potential real estate owner determine how much they can afford to borrow on a piece of real estate. Mortgage calculators can also be used to compare the costs, interest rates, payment schedules,… …   Wikipedia

  • Fixed rate mortgage — A fixed rate mortgage (FRM) is a mortgage loan where the interest rate on the note remains the same through the term of the loan, as opposed to loans where the interest rate may adjust or float. Other forms of mortgage loan include interest only… …   Wikipedia

  • Private Mortgage Insurance - PMI — A policy provided by private mortgage insurers to protect lenders against loss if a borrower defaults. Most lenders require PMI for loans with loan to value (LTV) percentages in excess of 80%. This allows the borrower to make a smaller down… …   Investment dictionary

  • Northern Rock — This article is about the consumer bank. For the separate asset company, see Northern Rock (Asset Management). For the company s nationalisation, see Nationalisation of Northern Rock. For the company that this bank will be merged with, see Virgin …   Wikipedia

  • Dates of 2004 — ▪ 2005 January It turns out we were all wrong, probably, in my judgment. David Kay, former U.S. chief weapons inspector in Iraq, in testimony to the U.S. Senate Armed Services Committee, January 28 January 1              Haitian Pres. Jean… …   Universalium

  • Endowment selling — is the practice in the United Kingdom of selling an endowment policy to a third party. This is often an attempt to gain more money than the value given when surrendering the policy to the original life assurance company.BackgroundWith profits… …   Wikipedia

  • Consumer Credit Act 1974 — United Kingdom Parliament Long title An Act to establish for the protection of consumers a new system, administered by the Director General of Fair Trading, of licensing and other control of traders concerned with the provision of credit, or the …   Wikipedia

  • Rescission — Overturning redirects here. For other uses, see Turning over (disambiguation). Contract law …   Wikipedia

  • insurance — /in shoor euhns, sherr /, n. 1. the act, system, or business of insuring property, life, one s person, etc., against loss or harm arising in specified contingencies, as fire, accident, death, disablement, or the like, in consideration of a… …   Universalium

  • Predatory lending — describes unfair, deceptive, or fraudulent practices of some lenders during the loan origination process. While there are no legal definitions in the United States for predatory lending, an audit report on predatory lending from the office of… …   Wikipedia

  • Right Of Rescission — A right under federal law set forth by the Truth in Lending Act that gives a borrower the right to cancel a home equity loan or line of credit with a new lender, or to cancel a refinance transaction done with another lender other than the current …   Investment dictionary

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